What does additional insured mean on a snow contractor's insurance?
Being named additional insured extends the contractor's liability policy to cover your entity for claims arising from the contractor's work on your property, so your own policy is not the first one hit.
Ask for the endorsement itself, not only a certificate that mentions it, with dates covering the whole season.
Name every entity that could be sued. Property managers should list both the ownership entity and the management company; associations should list the association and, if required, the managing agent.
Go deeper
More on cost & contracts
- How much does commercial snow removal cost in New Jersey?
- Is salting included in a snow removal contract?
- Should I get a seasonal snow contract or pay per push?
- What if it barely snows? Do I still pay the full seasonal price?
- What if it's a record winter? Can a seasonal snow price go up mid-season?
- When should I sign a commercial snow removal contract?
- Is it too late to get a snow contract in November or December?
- How long does a snow removal contract last?
- How long does it take to get a snow removal proposal?
- What is a trigger depth in a snow contract?
- What is a cap in a seasonal snow contract?
- What counts as one snow event for billing?
- What is a hold harmless or indemnification clause in a snow contract?
From JRW Services LLC, commercial snow and ice management across Sussex, Passaic, Bergen, Morris and Warren counties, NJ. All answers
Need this handled at your property?
Call (973) 459-0074 or send the form, and we will walk the site and put it in writing before the first storm.