What should a snow contractor's certificate of insurance show?
It should show active general liability, commercial auto and workers' compensation coverage, with policy dates that cover the whole winter, and your property or company named on it. Ask whether snow and ice work is covered, because some general liability policies exclude it.
Ask to be named as an additional insured where your contract calls for it, and check that the certificate lists the right entity name. Property management companies often need the owner entity listed as well.
Get the certificate before the season starts, not after the first storm. We provide certificates with your property listed before the season.
Go deeper
More on slip-and-fall, liability & insurance
- What should I do if someone slips and falls on ice at my property?
- How long should I keep snow removal records?
- Is an HOA liable for a fall on the public sidewalk outside the community?
- What is New Jersey's ongoing storm rule?
- Does salting during a storm create liability in New Jersey?
- Does hiring a snow contractor move the liability off the property owner?
- Does the ADA require clearing snow from accessible parking spaces?
- Does OSHA require employers to clear snow and ice?
From JRW Services LLC, commercial snow and ice management across Sussex, Passaic, Bergen, Morris and Warren counties, NJ. All answers
Need this handled at your property?
Call (973) 459-0074 or send the form, and we will walk the site and put it in writing before the first storm.